Zinc Auto Finance
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Zinc Auto Finance
ZINC Auto Finance, Inc. is an auto sale finance company specializing in non-prime automobile contracts. We purchase retail installment sales contracts (RISC) from Independent and Franchised dealers, who have non-prime consumers purchasing new and pre-owned automobiles. ZINC Auto Finance, Inc. has a well established reputation for funding those hard to place contracts.

We are a lender with our own capital which allows quick funding providing dealers with the liquidity they need to operate their business. Our goal is to provide funding in as little as 48 hours which allows our dealers to focus their attention on their business. Based in Fresno, California we underwrite, approve and service our own auto receivables.

This allows for a fast approval rate with our dealer network. We encourage you to contact ZINC Auto Finance, Inc. today, to see how we can help your auto dealership grow or to discuss any questions you have regarding auto sale finance.
Services
Welcome to our dealer portal, where our dealers can locate important dealer related documents. If there are any issues retrieving documents please contact us at 559-323-6422 and ask for Angelica. We are committed to our local community and our customers' needs when it comes to borrowers with challenged credit.
In accordance with your contract, you must make your payments on time to the scheduled due date you agreed on when signing your paperwork. For any reason that you are unable to meet that specified date of your payment, please contact our office and our customer service department will be glad to assist you in any way to resolve your problem.
ZINC Auto Finance, Inc. provides customer's multiple options for making their required payment. Choose the option that best fits your needs. ZINC Auto Finance, Inc DOES NOT ACCEPT CASH PAYMENTS IN OUR OFFICE under any circumstances. Payments made through website or other electronic 3rd party vendors may take up to one business day for payment posting.
Have an issue with a financial product or service? We take such concerns very seriously and will evaluate every complaint or feedback submission we receive within an appropriate timeline, typically within 15 days. We expect to close most matters within 60 days, except the most complicated matters.
Reviews (1)
Kimberly Angulo
Kimberly Angulo
Dec 15, 2021
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This place has the worst car financing service. I would NEVER recommend anyone to finance here. I bought a car for $13,000 I am paying 345 a month. I know there’s interest on the car however I was not expecting for the interest to be so high. I have had my car for a year so naturally I assumed since I paid $4,000 already I should only have about $10,000 or $11,000 left. I was completely wrong!!!!!!! I called only to find out I still owe $12,000 so in 1 year you mean to tell me I have paid $3,000 of interest and $1,000 to my actual car I am LIVID and the worst part is that the employees are super