National Storm Damage Center

The National Storm Damage Center (NSDC) is an independent consumer advocacy organization founded to help homeowners affected by violent storms. When violent storms cause significant property damage, homeowners are faced with a confusing and often frustrating restoration process. Below are a few common issues with which homeowners struggle.

I'm back home in warm Florida, and loving it. When I left New Jersey yesterday, the early morning temperature was in the 30s, and when I landed in Fort Walton Beach, it was 81 degrees. We are heading into a pretty good weekend of weather, though folks in Kentucky, Tennessee, the Carolinas and Virginia will endure light snow at times, and morning temperatures below 32 degrees.

Taking proactive steps to protect your family and property from severe storms before they hit can save lives and minimize damage to your home or business. Severe weather including hail storms, tornadoes, floods and hurricanes cause billions of dollars in damage in the United States every year. When big storms hit, many families find themselves disorganized and unprepared.

In the U.S., the most dangerous types of storms are hurricanes and severe thunderstorms, which produce tornadoes and hail. Hurricanes are the most dramatic weather events that strike U.S. coastal states. The primary sources of damage during a hurricane are high winds, flying debris, flooding and downed power lines.

The following are some of the most common types of damaging storms in the U.S. To be prepared, check your insurance policy and make sure you are covered for all the types of storms that affect your areas. Flooding and earthquakes are not covered by most insurance policies, but hail, windstorms, tornadoes and hurricanes are typically covered by most insurance.