OC Cars & Credit
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OC Cars & Credit
We are a full service California used car dealer located in Garden Grove serving the towns of Orange County, Westminster CA, Stanton CA, Anaheim CA, Fountain Valley CA, Santa Ana CA, Cypress CA, Fullerton CA, Tustin CA, Buena Park CA, Los Alamitos CA, La Palma CA, Placentia CA, Rossmoor CA and Tustin Foothills CA.

We take pride in the quality used inventory that we carry that include Audi, BMW, Chevrolet, Dodge, Ford, GMC, Honda, Jeep, Land Rover, Lincoln, Maserati, Mercedes-Benz, Nissan, Porsche, Ram, Subaru, Toyota and Volkswagen. The cars, SUVs, minivans, trucks and pickups we carry are inspected and often may be eligible for the many extended service contracts & warranties we offer.

Our finance department has relations with most banks and lending institutions in CA and will help you get a car loan at affordable payments. We provide sub-prime financing too and in most cases your credit history may not be a problem as you might think! At OC Cars and Credit, we believe you can get financed with good, bad or no credit history at all.
Services
Here, at OC Cars and Credit, we want to help you have the best car buying experience possible; whether you are in the market for a used car or a new car. We are delighted to help you find your perfect vehicle and offer great customer service. Come by to test drive a vehicle. We know you will leave happy.
Bad things happen to good people and we understand that. Our special finance officers are well-equipped to make sure you drive away in a choice car. Find a vehicle in our inventory that you're interested, or as close to possible, so we have an idea of what you are looking for.
When I step foot on OC Cars and Credit I was kindly greeted by their sales manager Jose Morales, he showed me all of the wide variety of quality pre-owned vehicles that they had to offer. While I was there I fell in love with a Luxurious pearl white BMW 7 series. Even with my poor credit Jose Morales went well above a normal sales manager and gave me the deal that I just could not refuse.
Reviews (21)
Diane Spencer
Diane Spencer
Jan 12, 2022
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This place, OC Cars & Credit, in Garden Grove, CA is superb! They have great used cars in top condition, inside & out! Their Staff are really nice guys, knowledgeable, friendly, efficient. They bent over backwards to assist me. Even filled-up the gas tank for me! Wouldn't hesitate to use their service again (& I drove-down an hour from the San Fernando Valley, to do so!).
Sheena S.
Sheena S.
Dec 15, 2021
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We purchased a vehicle here, and drove a long distance to get to this dealership. we paid cash. before finalizing the sale the salesman said they would replace the battery as the car was showing the battery was not good. They took the vehicle to get gas for us (barely half a tank and we live 70 miles away,) and replace with a "new" battery. we don't know where the car was taken but just told that its a new battery and they showed us the old and new to compare. Well, we've had the car 3 days and this "NEW" battery is completely DEAD. This is very disappointing. after
Savannah L.
Savannah L.
Dec 09, 2021
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Great sales man jose got me my dream car for such low money it was so worth it and no problems I have had the car since then Iam in love with it please please come here if u wanna buy or finance a car and u don't gotta have good credit at all ! Jose is the best !!!! And kam was super helpful and amazying !
Jennifer Orozco
Jennifer Orozco
Nov 30, 2021
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Wow! Hands down best dealership I’ve ever worked with! I explained to Jose my situation and he was able to work with me and get me the car of my dreams! With Covid, my credit really took a toll and he gave me a second chance. I definitely recommend you giving him a call if you’re going through a tough time and need a car asap! Overall great experience.
Vincent Pezzullo
Vincent Pezzullo
Nov 29, 2021
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Jose great sales man treat me with the up most respect help me get approved even with bad credit. Did everything in his power to get me rolling out with some nice wheel shout out to Jose at OC cars and credit! Come check him out he’ll get you right!
Jose Partida
Jose Partida
Nov 01, 2021
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Man best experience in buying a car. Been to many dealerships but never met someone like Jose who doesn’t give up until he finds a way to get you into the car you want. 10/10 service and he speaks spanish.
David & Sam Trujillo
David & Sam Trujillo
Sep 29, 2021
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I purchased a 2015 Jeep Grand Cherokee 4x4 V8 a few months ago. Jose is a great sales person and is very personable and fair. Jose made the process easy and fun.
Moe T.
Moe T.
Jun 19, 2021
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José is the man! Quick service. Very professionally handled our deal and took care of all our needs and concerns . Thank you For your great service .
Taj Y.
Taj Y.
Jun 12, 2021
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First off I have been getting the run around for WEEKS...Despite my challenge credit Jose took the time to personally call me to tell me I couldn't get what I wanted but he will make sure I get in something just as nice..And HE KEPT HIS WORD unlike most salesman...from the time I walked in to the rest drive and signing paperwork he made sure I was pleased and I appreciate it !!
Gaby M.
Gaby M.
Apr 09, 2021
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Came to OC Cars all the way from san fernando to look at a 2019 Altima and got to work with Jose which he was so helpful and easy to work with. Thanks to Jose i was able to leave with the car i wanted , Overall a great experience.
Veronica H.
Veronica H.
Jan 21, 2021
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Stopped by on a whim and I was lucky enough to be helped by Jose. He was very friendly and professional and made me feel like family. He was not pushy at all and was very forthright with the price of the car that we were interested in. We ended up trading in our car and purchasing a new one in no time. He was patient with me and let me test drive multiple cars and wasn't annoyed one bit. I would definitely recommend this place but specifically Jose for his friendly demeanor. Thank you!
Daniel J.
Daniel J.
Sep 29, 2020
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What can I say, Awesome cars! awesome service! I had Jose Morales help me out with a car I've had my eye on for awhile, this guy made stuff happen. The process was a breeze, not only he kept me updated but he also help out with negotiating with the bank to get me financed! Jose Thank you so much brotha!
Angel
Angel
Aug 01, 2020
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For updates on car visit Instagram @Hemi_Rhino and give a follow thanks!
Bought a car from Jose, he waited many hours for us to get me this car. Very good customer service I highly recommend others to come here. He sales nice cars in great condition with no accidents. Very easy doing business with me. I will come back again! This is the jeep I got.
Natalya G.
Natalya G.
Jul 10, 2020
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Just wanted to say thank you to Jose for helping me in finding a great deal for my Jeep Wrangler! Love it! Thank you!
Jeremy B.
Jeremy B.
Jun 03, 2020
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Finance person was a nice man. But the owners are snakes. I offered to give $200.00 over their asking price and they said they could not do it. They wanted $1,250.00 over asking price to pay for a security system that was not included in the purchase price and that I did not want. The guy even said the instillation of the system was $500.00 and the parts for the system was $300.00, equaling $800.00. So they are trying to making $550.00 off something you don't even want! They said they included all this online but I couldn't find it anywhere. Which, even if they do they NEED TO PUT IT
Trevor S.
Trevor S.
Aug 13, 2019
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Neighbor college student was looking at a FJ Cruiser listed here. They were asking over the KelleyBlue book value. The car had a few leaking lines. Ended up offering a price higher than KelleyBlue book out the door. The salesman was quiet unpleasant and rejected the offer. Don't have high hopes.
Dallas L.
Dallas L.
May 15, 2019
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This is a little long over due but these guys are amazing. I drove from San Diego to test drive a Toyota Sequoia Platinum. It was a great deal. I was in and out the door with financing within 1.5 hours. Jesus was very helpful and a great salesman. Would definitely recommend OC Cars and Credit to anyone looking for a used car.
Li B.
Li B.
Mar 06, 2019
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Wonderful and trustworthy business to buy cars ! with their help I got the car I always wanted . Kam was super Patient with dealing with my bank and helped with the process of shipping the car all the way to Hawaii . Kam went above and beyond to make it effortlessly from beginning to end. I highly recommend a professional but warm business like OC Cars and Credit to buy from . I feel completely lucky to have gotten lucky buying the car I wanted Through this business.
Cardae E.
Cardae E.
Dec 21, 2018
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Assured car had up to date service and brakes or would perform repairs. Got the car checked by manufacturer dealer and the brakes are shot but Kam will not return my calls to get them replace like promised.
Brynne S.
Brynne S.
Dec 09, 2018
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We had a wonderful experience here. Our new car is in perfect condition. Their lot is filled with high quality cars in excellent condition that have been chosen because they are so immaculate and have been so gently and carefully owned. The employees were so professional, gracious and kind. They are really great and will work with you to find your perfect car at a perfect price. We are so happy with our purchase! We will definitely go back to them to purchase additional cars again. Thanks to them we have a safe, clean car that only had one owner previously and did I mention it is spotless inside
Justin P.
Justin P.
Feb 24, 2018
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Great to work with! It's not often where you feel like a car dealer has your best interest at mind, but that's how it felt in all my interactions. Much appreciated!