By clicking "Apply Now", you are well on your way to getting approved at Ray's Motor Sales! You consent to be contacted by Ray's Motor Sales and other parties via telephone, email and text message. If you'd prefer to not be contacted by text message, please reply no to our opt-in text that will be sent to your phone.
Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321. At we understand that life happens. We are proud to offer financing to customers without checking their credit, because we know there is more to your story than a score.
We aren't just a car dealership in Lake Wales, FL, we are a buy here pay here dealership. This allows us to offer you on-the-spot vehicle financing on our late model, low mileage vehicles. We treat our customers right because we want you to be a customer for life! Learn more about our financing below.
Message and data rates may apply, and message frequency is recurring. You can opt out at any time by replying "STOP" to any SMS message or by calling Ray's Motor Sales at 863-676-6321. At we understand that life happens. We are proud to offer financing to customers without checking their credit, because we know there is more to your story than a score.
We aren't just a car dealership in Lake Wales, FL, we are a buy here pay here dealership. This allows us to offer you on-the-spot vehicle financing on our late model, low mileage vehicles. We treat our customers right because we want you to be a customer for life! Learn more about our financing below.
Services
Ray's Motor Sales is a family owned and operated buy here pay here used car dealership in beautiful downtown Lake Wales, FL. That's over 55 years of serving the transportation and financing needs of Lake Wales and the Polk County area. We proudly offer financing to credit challenged customers, or put another way, good people with bad credit.
Yes, we are! We know that sometimes bad things happen - that doesn't mean that you shouldn't be able to drive a quality, dependable vehicle regardless. We have helped customers obtain financing at our Buy Here Pay Here Dealership for over 50 years, and we can help you, too! Contact us today to inquire about our financing.
At Ray's Motor Sales, every vehicle we sell comes with a 3 Month/3,000 Mile Limited Warranty (whichever comes first). If a covered warranty item needs to be repaired within the covered time/mileage, we will fix it for you at no cost to you. Additionally, some vehicles we offer may have manufacturer's warranty remaining.
If there's one thing for certain in life, it's life is going to happen. And it rarely happens at a good time. In the event of a total loss, the insurance company pays off what they determine the value of the vehicle to be at the time of loss. They look to pay as little as possible, regardless of what your remaining value is.
This option allows you to use Visa, Mastercard, and Discover. If you are making a payment on an account on behalf of the customer, please indicate on the next page in the "Notes" section who you are paying for, otherwise we will not know who's account to credit. Also, please make sure to use the zip code that your bank has on file for the billing zip code.
Reviews (15)
Deanna F. Joyner Ma The Educational Visionary
Nov 24, 2021
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Jojo Lexus
Aug 26, 2021
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I’m so happy my son and I decided to come to Ray’s auto shop, both Ray and Mat, was very helpful took time to explain how and what my son should be looking for when buying a vehicle, Mat text him constantly guiding him through his first experience…Thank You so much for making this process so easy…can’t wait to bring my daughter
Gabriel Roper
Aug 24, 2021
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Kareen Colon
Apr 26, 2021
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KSpencer
Mar 24, 2021
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Jazzy G.
Mar 22, 2021
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Very helpful! Very respectful! Very professional.They don't put any pressure on you and don't have to worry about them taking advantage of you. They give you carfax and make sure all vehicles they sell are in good shape! I've recommended my mom to them and a good friend! They were both happy with their purchase and I am too! Thank you Matt, Rick and Chuck
Teresa Henderson
Feb 26, 2021
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Christy Dawn Edler
Feb 05, 2021
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Charlene Denise Norwood
Feb 02, 2021
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Lasheena Harris
Jan 09, 2021
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Matthew Kelly
Oct 13, 2020
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Tina Taylor
Sep 02, 2020
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Selena Nales
Aug 29, 2020
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Kelsey Ann Cole
Aug 27, 2020
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Tink B.
Jul 14, 2017
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