Auto Credit Sales
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Auto Credit Sales
Your #1 Used Vehicle Dealer in Spokane, WA, Spokane Valley, WA, Post Falls, ID, and Hayden, ID. Find and finance the car you deserve at Auto Credit Sales! We firmly believe that everyone, no matter their credit situation, should be able to own a reliable vehicle. At Auto Credit Sales our specialty is auto financing and we work with over 30 lenders to provide you with lowest possible rates.

Our easy three-step process means you'll have the keys and the financing you need in no time. Choose a vehicle from our extensive inventory and our team of experts will take things from there and will provide you with the best financing package.
Services
Your Used Car dealerships in Spokane, Wa, Spokane Valley, WA, Post Falls, ID, and Hayden, ID. Owning a reliable vehicle opens doors to many opportunities and is an essential tool in the modern world. At Auto Credit Sales we know this all too well and for years we saw friends, neighbors and members of our community struggle to obtain the financing they needed for the vehicle they deserved.
Since 1999 we have helped the members of our community find and finance the vehicle they deserve. From our extensive inventory to our world-class team of experts, at Auto Credit Sales we make it easy to get the vehicle you need quickly. Do you have a question but aren't sure who to contact? Get in touch with us using the information on our "contact us" page and we will refer you to the appropriate person.
1LT LT Ext. Cab 4WD LT Ext. Bed 4WD Pop Hatchback Premier AWD Prius IV Prius V Quad Cab Long Bed 4WD Reg. Cab 4-Door Short Bed 4WD SL Ext. Cab 4WD SLE 4WD SLE Double Cab 4WD SLE Ext. Cab Long Box 4WD Work Truck Long Box 4WD xDrive28i xDrive35i XL 4WD XL Long Bed 2WD XL SuperCab 6.5-ft. Bed 2WD XL SuperCrew 5.5-ft.
Easy Online bad credit auto loan application that is encrypted and secured for your benefit. Everyone is approved Every day. Our online car loan application takes a few minutes to fill out and submit. We have a robust network of lenders to work with, allowing us to get your car loans as low as 1.99%.
Whether you have bad credit, no credit or just plain poor credit, we are here to help. Our experts work with over 30 different lenders to build the best financing package with affordable, low rates. We know how important it is to have a reliable vehicle and that's why we are determined to not let bad credit stand in the way.
Reviews (18)
Rachael Rydholm
Rachael Rydholm
Jan 04, 2022
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Igor, is one of the sales man at the Ruby location and he worked with me the moment I walked into the store. He is absolutely kind, compassionate, informative, and honest. He is the only gentleman I would ever want to work with. At times, I have been a very difficult person to work with but he was compassionate and I apologize for the trouble I had caused at that moment and time. He has been helpful and he goes above and beyond to help you. I swear, he is an angel. I would HIGHLY recommend him to everyone buying a car. He is legit, genuine, 10000%
LaLaynya Stravens
LaLaynya Stravens
Nov 25, 2021
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Would’ve gave them zero stars if that was an option the most absolutely dishonest lowlife car salesman I’ve ever met in my entire life of almost 50 years on this planet sold me and my daughter a car that had been wrecked in the front end and when I brought it back to bring it to their attention want to act like it wasn’t a big deal. Scammed or just boldface lied to this is the place to go and I wouldn’t believe any of these other reviews were they give them five stars they’re all fake
Eljay Heckman
Eljay Heckman
Nov 01, 2021
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I have had two experiences with this uh…business. The first time I went in (2-3 years ago)they pulled my credit (obviously) but not based off of any scoring system I am familiar with. The score they showed me was 180 points below what Transunion/Equifax/Experian said. Which resulted in them asking for an inordinate amount of money down. I opted not to buy.
My second visit was just a year or so later, and it was actually more disrespectful and downright shady than the original interaction. The only reason I even went back was new building, and the guy from their original commercials was gone
J. Ybarra
J. Ybarra
Oct 02, 2021
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Purchased a vehicle. No check engine light. 3 days later check engine light appears. Have it checked out. Was told the light has been reset and 3k worth of repairs needed to the vehicle. These repairs needed, could not have happened over night. BE VERY CAREFUL.
Christina Brewer
Christina Brewer
Aug 20, 2021
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They tried to sell my sister a car for $9000 but is only worth around $6000. Then one of the guys had the audacity to tell her she needs to pay off her credit and start being an adult and take care of her responsibilities. Not professional at all.
Hayden Pollock
Hayden Pollock
Aug 04, 2021
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I went at 8:00 PM, no one was there! bad service and bad people work here 😠. i tried to open the doors but no one answered. i say “let me in” no one say. i think they locked me out. they won’t let me drive the cars either? i also saw a guy called josh smoking crack in my car. MY CAR. i hate this bad peple!
Shelley Ross
Shelley Ross
Jun 27, 2021
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I bought a 2009 Acura RDX and from start to finish, I was 100% satisfied with the service I received from Auto Credit North. I was treated with respect, and not pressured at all into something I didn't want. Financing was easy, and they made sure I got a payment plan I could afford. Igor is an exceptional sales person, and made the whole process easy. Everyone there was amazing. I just can't say enough good things. My sincere thanks to everyone there. When I need another car. I will definitely be back!!! - Michelle
Chelsea Jones
Chelsea Jones
May 22, 2021
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If your looking to buy a new car then I highly recommend Andy at Auto Credit Sales North Spokane. Id rate my experience a 5 out of 5 stars and it’s all thanks to him! He did an amazing job helping me find my new car from start to finish! He was extremely kind, attentive, patient, and very accommodating! He even went above and beyond to help keep our impossible and very exhausted toddler content and happy as well! There wasn’t one time where I felt rushed, pushed or pressured into buying some I didn’t really want. He wasn’t that fake over the top car salesmen that tries too hard or was annoyingly
Chyanne B.
Chyanne B.
Aug 25, 2020
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If you are looking for a reliable vehicle in north idaho:
Auto Credit Sales Hayden
IS NOT THE PLACE TO LOOK.
I really hate to do this but I gave them a chance to fix it THATS ALL WE WANT! From what I'm seeing this is a common occurrence with this business and I would really HATE to see this continue to happen.

My boyfriend purchased an 05' Ford Ranger from this "business" (and I use that term lightly), not even 2 full months into it (we have made ONE payment) and it's been to the shop 7(+\-) times for different problems. We just got it back yesterday because it left
Ezekiel P.
Ezekiel P.
Jun 11, 2020
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I bought a car from the dealership in January And in just over 4 months I've had the radiator hose blow the valve cover gasket blow the tire fly off at 80 miles an hour the lugs brake a 2nd time and had the clutch go out I do not recommend buying anything from this dealership they lied about the damage on the vehicle when I purchased itall they have to say is it is my problem and left me at the point of having to talk to Attorney General's in multiple States call the federal trade commission and call Better Business Bureau along with having to retain an attorney to pursued with a lawsuit
K. O.
K. O.
Mar 20, 2020
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Just plain scadlalous! They sell people lemons. I understand that when buying a used car that there may be some issues, but since day 1 my car has been a piece of junk!!! I've only had it about 4 months and I have been in there 15 times for several different issues with my car. I've tried multiple times to take my car in and they keep telling me lies for money. I dropped my car off on a Monday and the next Saturday my warranty ran up, they let my car sit there for 5 days to then proceed to tell me that they fixed nothing because my warranty was up! This place is nothing but an absolute
Randa M.
Randa M.
Mar 12, 2020
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I have purchased 3 cars from this place and the last 2 have been from Caleb. He has been fantastic, did not screw me around got me the best deals, I didn't get stuck there for hours. Everyone of my cars I have bought has been extremely reliable! I highly recommend if you are looking for a new car from an honest person go see Caleb!
Unorthodox Rc
Unorthodox Rc
Nov 07, 2018
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Been in the market for a truck for a few months. Walked into a handful of dealers but they all give me weird looks and act as if i came in with some contagious disease once they take one look at my credit. Not David, he saw my credit and in a positive manner said he would have no problem putting me in a truck of my liking. I was skeptical but he delivered. After chosing a truck and a couple pf phone calls he was able to put me into the truck id been looking for. Will come back to this lot next time im in the market for another vehicle.
Mark F.
Mark F.
May 13, 2018
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After going by there last night and talking with a large and Very unpleasant salesman I will never set foot in there again!!!
Patrick Bunch
Patrick Bunch
Jan 21, 2018
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Bought our 5th car from Auto Credit.
Be sure to have paperwork, like proof of income, references (5), titles for trade-in...
AND $$ for a good down payment. The more down, the better off! Tax Refund money is a great idea! Love our "new to us" SUV!!
N. M.
N. M.
Dec 20, 2017
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I had the worst experience ever buying a car from Auto Credit Sales- Hayden. The staff are rude and unwilling to help.My first visit there I sat for almost an hour with no one helping me or asking questions, just we will be with you in a minute so I continued to browse cars. I went back a couple days later and got the car I had been looking at, while purchasing the vehicle I also boughta warranty with my car, I had multiple issues and called for weeks, as of today I still have the same issues and was told by the assistant manager Rob I wasn't the only person in the world. I would NOT recommend
Kacey T.
Kacey T.
Aug 14, 2017
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My husband and I have been in the market for an SUV..We were referred to auto credit sales. After looking over their inventory we had found a few SUVs we were interested in test driving. I contacted the Hayden location and spoke to a salesman there..he was extremely helpful and upon speaking to him we had arranged a time to head over and take a look at some of their vehicles. Upon arriving there we were greeted by the salesman and both vehicles we had inquired on were pulled up front and ready to drive. I felt the salesman had our best interest and truly wanted the best for us as this was going
Joe B.
Joe B.
Aug 10, 2017
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HAVE ANY CAR YOU LOOK AT INSPECTED BY A 3RD PARTY SHOP!

This has been one of the worst car buying experiences I've ever had. I'm not new at buying cars, but here I made the huge mistake of being overly trusting. I guess I just hadn't done it in too long. They tell you that the cars have all been thoroughly inspected. I asked about taking them to a 3rd party for inspection and they said we could, but it would be a waste of money. So being on a tight budget, I didn't...

We went here to purchase two cars for our two 16 year old daughters. The sales people were all very friendly